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Who can apply

Meeting these lets you apply. It doesn't guarantee approval: every application gets an affordability and credit check.

You must be

  • 18 or older with an SA ID
  • Employed, with salary paid into your bank account
  • Payday 5–31 days away
  • Not under debt review

You'll upload

  • SA ID
  • Latest payslip
  • 3 months' bank statements

PDFs or clear phone photos work. Self-employed or paid in cash? We can’t help yet.

Know your total before you borrow.

Apply in about 10 minutes.